Get Your Fix & Flip
Funded in 7–14 Days
Fast hard money loans for real estate investors. No income verification. No red tape. Just the capital you need to buy, renovate, and profit — quickly.
Fix & Flip Loans for Every Strategy
Whether you're flipping your first property or scaling a portfolio, we have the capital solution for you.
Single-Family Flips
Fund the purchase and renovation of 1–4 unit residential properties across Florida and Georgia.
Multi-Family Rehab
Acquire and renovate duplexes, triplexes, and small apartment buildings for resale or rental income.
Ground-Up Construction
Build-to-sell construction loans for new development projects in high-demand Florida and Georgia markets.
Commercial Flip
Fund the acquisition and repositioning of commercial properties — retail, office, mixed-use, and more.
BRRRR Strategy
Buy-rehab-rent-refinance-repeat with short-term bridge capital that transitions seamlessly into long-term financing.
Quick-Close Deals
Beat cash buyers with our 7-day pre-approval and 14-day close. Win the deals others can't touch.
Competitive Fix & Flip Loan Terms
Transparent terms with no surprises. Built for real estate investors who move fast.
From Application to Funded in 4 Steps
We've streamlined everything so you spend less time on paperwork and more time closing profitable deals.
Apply Online in 5 Minutes
Submit your deal details — property address, purchase price, renovation budget, and exit strategy. No tax returns required.
Talk to Linda — Our AI Receptionist
Call (407) 565-7921 and Linda will connect you with a capital advisor who reviews your deal and provides a same-day term sheet.
Get Your Term Sheet & Approval
Receive competitive loan terms within 24 hours. Our advisors leverage a network of direct lenders to find the best fit for your deal.
Close & Start Your Project
Close in as little as 7 days. Funds are released at closing and through construction draws as your project progresses.
Built for Every Investor
From first-time flippers to seasoned developers — if the deal makes sense, we fund it.
🏠 First-Time Flippers
- No flip experience required
- Credit coaching included free
- Step-by-step deal guidance
- Small loan amounts OK ($50K+)
📈 Experienced Investors
- Scale your flip portfolio fast
- Multiple simultaneous loans
- Streamlined repeat process
- Priority close for active flippers
🏗️ Developers & Builders
- Ground-up construction funding
- Draw schedules for renovations
- Commercial flip financing
- Bridge-to-perm options
Ready to Fund Your Next Flip?
Join hundreds of real estate investors across Florida and Georgia who trust EDGE 10X Capital Advisory to close their deals fast.
- ⚡ Pre-approval in 24 hours
- ⚡ No income verification required
- ⚡ Credit challenges accepted
- ⚡ Close in 7–14 days
- ⚡ Free consultation with Lawrence Martin
Start Your Application
Takes less than 5 minutes. No commitment required.
👉 Apply for Funding Now →Common Questions
Everything you need to know about fix and flip financing with EDGE 10X.
What credit score do I need to qualify?
We work with borrowers across a wide range of credit profiles. While a score of 620+ is preferred, we have programs for credit-challenged borrowers. Lawrence Martin is a certified credit consultant who can help you qualify even if your credit needs work — it's literally his specialty.
How fast can you really close?
Our fastest closes have been completed in 7 days for repeat borrowers with clean title. First-time deals typically close in 10–14 business days depending on title, appraisal, and documentation turnaround. We push hard to hit your timeline.
Do I need to show income or tax returns?
No. Fix and flip hard money loans are asset-based — meaning the property value and deal economics drive the approval, not your income or employment history. This makes them ideal for self-employed investors, entrepreneurs, and anyone with non-traditional income.
What's the maximum I can borrow?
We fund up to 90% of the purchase price plus 100% of renovation costs, capped at 75% of the after-repair value (ARV). Loan sizes range from $50,000 to $5,000,000. Larger commercial projects are evaluated on a case-by-case basis.
Do you lend in both Florida and Georgia?
Yes — we actively serve investors across all major Florida markets (Miami, Tampa, Orlando, Jacksonville, Fort Lauderdale) and Georgia (Atlanta, Savannah, Augusta). Contact us for availability in specific counties or rural markets.
What happens if my project goes over budget?
Our advisors structure loans with contingency reserves built in. If costs increase beyond the original budget, we work with you to explore supplemental financing options. Proactive communication is key — call Linda at (407) 565-7921 the moment you see budget pressure.
⚡ Close in 7–14 Days — No Income Verification
Apply Now →